Type of Loan Products

Fixed Rate Mortgage

Monthly principal and interest payments will not change over the term of the loan. Ten through thirty-year terms are available.

Adjustable Rate Mortgage

Monthly principal and interest payments may change based on the predetermined terms. One, three, five, seven, and ten-year adjustable rate loans are available. 

Federal Housing Administration (FHA)

These are available with adjustable or fixed rates for all qualified borrowers, and allows for higher loan-to-values, and less stringent credit guidelines.

Connecticut Housing Finance Authority (CHFA)

Lower than market interest rates available for eligible borrowers, along with down payment, and closing cost assistance.

Non-Owner Occupied

To purchase investment/income producing properties.

Second Home

To purchase a vacation property.