Type of Loan Products

Fixed Rate Mortgage

Monthly principal and interest payments will not change over the term of the loan. Ten through thirty-year terms are available.

Adjustable Rate Mortgage

Monthly principal and interest payments may change based on the predetermined terms. One, three, five, seven and ten-year adjustable rate loans are available. 

Federal Housing Administration (FHA)

These are available with adjustable or fixed rates for all qualified borrowers, and allows for higher loan-to-values, and less stringent credit guidelines.

Non-Owner Occupied

Investment/Income producing properties.

Second Home

Vacation property.