Refinance

 
Overview
Homeowners refinance their mortgage to take advantage of lower interest rates. Lowering your interest rate or your term on your mortgage could save you hundreds of dollars in finance charges over the life of your loan. You may also refinance to withdraw any accumulated equity in your home. 

 

   
   
Apply To Refinance On-line
Follow these easy steps to complete an on-line application. You will need the following information:
   
 
 
  • Your gross monthly income
  • Your most recent balances on your bank accounts and investments
  • Estimate of your home’s value
  • Estimated amount you would like to borrow, including any additional cash
 
Complete the on-line application on our secure site (click here).
     
Send your information as cued, authorizing us to pull your credit report.
 
A mortgage professional will contact you to review your application and credit report.
 
Once the appropriate loan product has been determined and you have signed the required disclosures, an appraisal of your property will be ordered. An appraiser will contact you directly to inspect your property. 
 
Your loan file will be sent to underwriting for final approval.
 
Once your loan has been approved, we will schedule a closing date.
 
Call 860.739.8197 or 888.387.8884 today, for a consultation.